Knowledge -> Doing -> Money.

And so it follows, that knowing is only useful if it is something you can do.
And doing is only useful if it allows you to recieve value.
Knowledge -> Doing -> Money.
The focus shouldn't be knowledge, it should be on Doing.
Doing and not being able to do, produces the need for more knowledge.
Doing and getting things done, produces money which you can then convert into knowledge.
A life is only once. Why stand back and watch yourself age standing in one spot?
Initiative means you have already won.